feat(education): complete Flyway migration and atomic submit

docs/education/migration/issues/EDU-013-commercialization.md

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+# EDU-013 — Education commercialization binding
+
+- **Status:** blocked
+- **Type:** decision and implementation program
+- **Phase:** 5
+- **Blockers:** product/entitlement model, Mall/Pay API assessment, Member entitlement decision, EDU-004
+
+## Outcome
+
+Education products and access rights are connected to Mall, Pay, Member, and CRM without creating a parallel product, order, payment, refund, membership, or financial ledger in Education.
+
+## Education ownership
+
+Education may own only domain bindings and fulfillment orchestration, such as:
+
+- education product to course/exam/content binding;
+- entitlement scope and education-resource association;
+- duplicate-safe fulfillment event state where no platform facility exists.
+
+## Acceptance criteria
+
+- [ ] Mall/Pay/Member/CRM public contracts are mapped before implementation.
+- [ ] Payment callbacks and refunds remain in Pay.
+- [ ] Generic products/orders remain in Mall where applicable.
+- [ ] Entitlement issuance, revocation, expiry, and refund effects are explicit and idempotent.
+- [ ] Paid/private practice remains inaccessible until entitlement checks are complete.
+- [ ] Reconciliation and commission/referral ownership is explicit.
+- [ ] Financial and authorization tests cover duplicate callbacks and cross-tenant access.
+
+## Risk and rollback
+
+- **Risk:** Very high financial and access-control risk.
+- **Rollback:** Disable fulfillment handlers and paid access; preserve financial ledgers in their owning modules.